New Hampshire offers some of the most scenic rides in the nation. But don’t forget, to enjoy the Granite State on two-wheels, you will have to have a valid New Hampshire motorcycle insurance policy. After all, it’s required by law. At NH Motorcycle Insurance, we will help you insure your bike the very first time or switch to a policy that is cheaper and suits your needs better. On top of that, we enable you to do all of this without leaving your computer.
We help New Hampshire riders uncover the best suited coverage with the most cost effective premiums by enabling you to compare New Hampshire motorcycle insurance policies from an array of motorcycle insurance firms we have relationships with. To put it accurately, these motorcycle insurance companies are actually competing for your business on our site, ensuring that you get the best possible deal. Getting started takes less than 10 seconds. Find the coverage you need at a price you can afford. Just submit your zip code.
Motorcycle Insurance: New Hampshire Laws
As a motorcyclist in the Granite State, you do not necessarily need to carry a really expensive, comprehensive policy. Under the law, only motorcycle liability insurance is mandatory. Liability coverage pays to reimburse other drivers for medical costs and the replacement of property lost in an accident. New Hampshire has published the minimum liability limits for which you need to be covered. There are three minimum liability limits layed out:
- For Injuries to a Single Person: $25,000
- For Injuries to All Persons: $50,000
- For Property Damage: $25,000
On one hand, only having $25,000/$50,000/$25,000 of NH motorcycle insurance is the cheapest way to go. On the other hand, less coverage means higher risks that your insurance payout won’t cover your total health care costs if you injure or are injured by another motorist. Bear in mind that the cost of health care and personal property often inflates much faster than legislation gets changed.