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Motorcycle Insurance: New Hampshire Laws
Motorcycle liability insurance is required in the state of New Hampshire. Liability coverage pays to reimburse other drivers for medical costs and the replacement of property lost in an accident. The state sets the minimum liability thresholds. There are three minimum liability thresholds specified:
- $25,000: Liability Coverage for Personal Injuries of a Single Person in an Accident
- $50,000: Liability Coverage for Personal Injury of All Individuals in an Accident
- $25,000: Liability Coverage for Property Damage
Keep in mind, these are merely the minimum requirements. When you want the least expensive motorcycle insurance in New Hampshire, just getting insured up to these levels is your best option. However, a lot of policyholders opt for more coverage than the state minimums. Why? IRC (Insurance Research Council) claims that 11% of New Hampshire road users aren’t insured. You may want to consider Uninsured Motorist insurance to make sure that you’ll be protected if the other driver isn’t insured.