At NH Motorcycle Insurance, we think that bikers should not need to struggle with ridiculous rates. The best approach to unearth the best deal on Laconia motorcycle insurance is to evaluate the insurance plans offered by top providers. Just enter your postal code into the field provided to start research for the very best policy. Or, browse below to get familiar with the intricacies of motorcycle insurance in Laconia, as well as the rest of New Hampshire.
New Hampshire Motorcycle Insurance Laws
Motorcycle liability insurance is compulsory in Laconia, NH, and across the state. Liability coverage protects you for covered losses up to your liability limit if you injure someone, or damage someone’s property, in a car or other accident. The state has laid out the minimum liability limits for which you must be covered. There are 3 minimum liability limits detailed:
- $25,000: Liability Coverage for Personal Injuries of a Single Individual in an Accident
- $50,000: Liability Coverage for Personal Injury of All Individuals in an Accident
- $25,000: Liability Coverage for Damage to Property
Remember, these are just the minimum limits. When you want the cheapest motorcycle insurance in New Hampshire, just getting insured up to these levels will work. However, bear in mind: liability coverage only protects you against damages for which you’re to blame. Imagine if an uninsured motorist hits you? To make sure you’re covered, you need Uninsured Motorist (UM/UIM) protection. To protect your motorcycle itself, you need a comprehensive or full coverage motorcycle insurance policy.