According to New Hampshire laws in New Hampshire, keeping your motorcycle covered with insurance is compulsory. In most cases, this means you are unable to tag a street bike without presenting your insurance card to the Department of Motor Vehicles authorities.
That said, we feel that bikers should never need to suffer from excessively high prices. The best method to locate the cheapest price on Portsmouth motorcycle insurance is to do a comparison of the insurance plans provided by top providers. Don’t hesitate to input your zip to start shopping around for the ideal plan, or peruse the following to discover the ins and outs of motorcycle insurance in Portsmouth, and all of New Hampshire.
Motorcycle Insurance Laws: New Hampshire
Motorcycle liability insurance is mandatory in Portsmouth, NH. Liability insurance pays and renders service on behalf of an insured for loss arising out of his responsibility, due to negligence, to others imposed by law or assumed by contract. Your liability coverage must meet or exceed specific minimum limits for bodily harm to others and damage to 3rd party property.
- For Injury to a Single Party: $25,000
- For Injuries to All Persons: $50,000
- For Damages to Personal Property: $25,000
How much coverage should you have? It depends. Yes, less coverage equates to less costly motorcycle insurance. Yet less coverage equals higher risks that your insurance payout will not cover your total medical costs if you injure or are injured by another motorist. Bear in mind that the cost of health care and personal property often inflates faster than legislation is changed.